Rent financing for working Nigerians

Pay your annual rent monthly.

Your landlord wants a full year upfront. We pay it for you, then you repay in twelve simple installments. No agent runaround, no borrowing from family.

A couple receiving keys to their new Lagos apartment

3-bed in Ikoyi · ₦9.5m/year

₦989,583

per month with MYRENTA

How it works

Four steps between you and your keys

STEP 1

Find a home

Browse listings from landlords and agents across Lagos, Abuja and Port Harcourt.

STEP 2

Get verified

NIN, BVN, a selfie and proof of income. Most decisions come back the same day.

STEP 3

We pay the landlord

Your full annual rent is paid to your landlord once your lease is signed.

STEP 4

Repay monthly

One fixed amount each month for 12 months. Autopay, reminders and receipts included.

A tenant managing her rent repayments on her phone

For tenants

  • Move in without draining your savings
  • One fixed repayment every month
  • Apply jointly with a partner or flatmate
  • Rent certificate you can share with banks and employers
How tenancy works
A landlord standing in front of his apartment building

For landlords & agents

  • Receive a full year's rent upfront, in one payment
  • See each applicant's income details before deciding
  • Listings, applications and leases in one dashboard
  • We handle collections, reminders and defaults
Landlord tools

Transparent pricing

See your monthly repayment before you apply

One flat 25% service fee spread across twelve months.

₦5,000,000

₦500k₦20m
Annual rent paid to landlord
₦5,000,000
MYRENTA service fee (25%)
₦1,250,000
Total repayable over 12 months
₦6,250,000

Your monthly repayment

₦520,833

for 12 months, fixed

Affordability guide

Salary earners typically qualify with net monthly income from ₦1,302,083. Self-employed applicants need average monthly inflow of at least 2.5× the repayment.

Indicative only. Final offers depend on KYC, affordability and credit checks.

Live listings

Homes ready for financing

View all
3-bedroom apartment with waterfront view

Ikoyi, Lagos

3-bedroom apartment with waterfront view

₦989,583 /month

₦9,500,000 per year

Bright 2-bedroom in a quiet Lekki estate

Lekki Phase 1, Lagos

Bright 2-bedroom in a quiet Lekki estate

₦541,667 /month

₦5,200,000 per year

Serviced 1-bedroom close to the business district

Victoria Island, Lagos

Serviced 1-bedroom close to the business district

₦437,500 /month

₦4,200,000 per year

Common questions

Your next home shouldn't cost you a year of savings

Check what you'd pay monthly, then browse homes that are already approved for financing.